The Never Ending Purchase

We have a problem when it comes to purchasing goods. It only works with new inflows of money. If we do not work for more money we do not buy at stores or bring goods into our households. I am going to show you a way to get people to purchase from your stores without them having to work their whole lives to do so.

All I expect is a contribution for this idea.

Picture a person applying for a store credit card and their eyes glaze over at the paper work that goes with it. But imagine an astute employee explaining to them a unique feature of this card. They will be able to get a rebate on all purchases which they could either take as is or have it deposited in an account with a fixed insurance annuity program so that their money can grow and 5% will go on their card yearly portioned out monthly so that their next purchase they could buy more.

Consider a monthly purchase of $100 at a 3% rabate one would get $3, $36 a year.
Consider option two the person would get $3 put in a fixed annuity to grow plus interest 5%
At an average 8% return on their money in a year their account would equal $37.34 and their next rebate for that month would be $.155 cents
Now consider 5 years of $100 monthly spending their account would equal $220.43 and their monthly rebate for month would be $.919
Now consider 50 years their account would be $23,980.81 and their interest would be $100

What if we did 5% rebate 8% return 5%interest payments
one year 62.24 interest monthly .259
5 years 367.38 interest monthly 1.531
43.84 years 23,980.81 interest $100

This show that eventually they will have the same amount of money that they were spending without ever having to take their own money out of their pocket to keep spending.

There are some fortunate things that could happen the money that goes back onto their card gets spent therefore increasing the amount of money invested and increases the amount of money avaiable to spend which the store gets.

If they spend more money each time and save more each time then the number of years to save the average spent would go down but it has to be invested in a safe account.

The ideal setting for anyone would be to offer your card to be able to get rebates from all shopping experiences or one network of stores which correlate to the needs of the consumer.

This shows that we could setup a store purchase plan with money management to get consumers to spend more money and also ideal to retire with to know that all their basic needs can be supplied through an account that will be with them throughout their lives.

Could you imagine if it was inheritiable, people would be able to spend enormous amounts of money monthly to keep the economy moving.